Ensuring maximum safety to customers is a responsible mission. In order to accomplish the task, we have internal cybersecurity procedures and appropriate tools automating actions and minimizing our response time to incidents. We monitor the potential threats in the network on an ongoing basis. We try not only to warn but also educate our customers through targeted preventive measures and campaigns. We work closely with other banks, exchange information about potential cyberthreats make a good use of the knowledge available within Santander Group. Thanks to such a comprehensive approach, we can effectively predict cyberthreats, prepare the bank and customers for them and in the event of materialization of risks respond properly.